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ZuluWho We Are
RHP an RPS company is a licensed Managing General Agency that writes residential property through a network of independent insurance agents.
Our Mission
The Company’s focus is on providing insurance on properties that don’t qualify for coverage in conventional markets.
What We Do
The Company prides itself on common sense underwriting and providing a user friendly business environment for its agency force.
2004
Republic Home Protectors, Inc. was incorporated in 2004 and was owned jointly by the Republic Group and Terry Cotter who served as President of the Company since its inception.
2014
RHP General Agency, Inc. (RHP) was established in January 2014 in conjunction with the acquisition of Republic Home Protectors, Inc. from the Republic Group by a group of private investors lead by Cory Moulton and Omena Partners, LLC. Southern Vanguard Insurance Company (SVIC) was also acquired by the investment group in the same transaction.
2017
In 2017 RHP purchased a book of similar business written by Sycamore Insurance Agency. This allowed RHP to not only grow revenue but obtain additional employees with over 100 years of experience in the same market.
2019
RHP is approved as a Lloyds market. RHP adds a Manufactured home product in Arizona. RHP offers Vacant, Builders Risk and DP-3 through AU Gold a surplus lines market.
2020
RHP adds a Replacement Cost HO-A product in Texas.
2023
RHP General Agency is acquired by Gallagher Insurance under their Risk Placement Services (RPS) division.
Meet Our Team
Area President
Van Durboraw
He holds a Bachelor of Science Degree in Business Administration from Duquesne University. Van Durboraw has worked in the Property and Casualty Insurance Industry for over 20 years and has worked in the Texas market for the same period. He started his career with Trinity Universal Insurance Company and worked also for RenRe Insurance (now part of QBE), and Houston International Insurance Group prior to joining RHP/Southern Vanguard Insurance Company in February 2014. He has been promoted to the role of Area President in 2025.
Van in his role he is responsible for the accounting, finance, control, financial reporting, and tax functions of the Group along with Operations.
Van earned a Master’s degree in Business Administration from University of Texas at Arlington, a Bachelor’s degree in Business Administration from University of Texas at Austin. He is married and has 2 daughters. He, and his family reside in Waetherford, Texas.
Area Vice President
Karl Lauritzen Jr.
After starting at the University of Oklahoma, Karl graduated from Oklahoma Junior College with a degree in Computer Science and Business in 1984. He began his insurance career in 1984 with a computer service bureau then moved on to the Texas Farm Bureau for 2.5 more years. He then joined National Lloyds Insurance Company in 1988. Over a 24.5-year career with National Lloyds, Karl was Executive Vice President and CIO until 2012. He was the Chief Architect and developer of their policy administration system including a transformation of it onto the internet in 2001. After a brief time in other industries and doing consulting work he joined forces with Greg Vanek to start a Dwelling Fire program utilizing Sycamore as the MGA in 2015. Karl also holds his general agents, MGA and Surplus lines agent licenses.
Karl was CIO of RHP along with being on the Board of Directors of Southern Vanguard Insurance Company and a Director for RHP. He is now Area Vice President for RPS. Karl resides in Waco, Texas with his wonderful wife Dora.